Construction workers in Miami are often at risk of very serious injuries from scaffolding. It is up to their employers and supervisors to make sure that the scaffolding is safe, set up properly, and used properly. When mistakes happen, injuries can be quite severe or even deadly.
Falling off a roof or ladder can lead to serious injuries. Even if you do not fall a long way, catching your leg or arm in the ladder or other equipment on the way down could cause dislocations, breaks, or other injuries.
If you get hurt as a construction worker on scaffolding, a roof, or a ladder you are likely entitled to a Workers’ Compensation claim that can pay for medical bills and 2/3 of lost wages without you needing to prove fault. Getting compensation for your injury often requires filing a Workers’ Comp claim. Most construction workers are covered under Workers’ Comp when working on a construction site, and our lawyers can help them get the compensation they need even when their employer rejects their claim or refuses to pay. You may also have a lawsuit against negligent manufacturers or other third parties.
For help with your case, call Graves Injury Law Firm today at (305) 614-2767.
What Do You Need For a Claim Related to a Ladder Fall in Miami?
Workers’ Compensation claims have a few requirements, many of which will be met in ladder fall cases on construction sites.
Your Employee Status
Workers across Florida are typically only covered under Workers’ Compensation if they are “employees.” This means that their work is controlled by their employer, rather than being an independent contractor who can control their own work.
However, construction workers of all kinds are specifically included in the definition of employer. This means that any injuries to construction workers should be covered if they meet the other requirements.
It Must Have Been a Ladder Fall Related to Work
An injury suffered while climbing a ladder as part of your job should be covered because it is “work-related.” This requirement means that injuries are only covered if they happen within the course and the scope of your work.
Was it an Accidental Injury?
Ladder accidents should be covered as accidental, and you do not need to prove anyone was at fault to be covered under Workers’ Comp. This means that you do not need to show that your employer messed up, that the ladder was defective, that someone failed to hold it steady for you, etc.
You can even file for Workers’ Comp if you caused your own accident by using a ladder unsafely or inappropriately, as long as it was, in fact, an accident (i.e., you did not injure yourself on purpose).
You Must Give Your Employer Notice About the Ladder Fall
You have to notify your employer of your injury within 30 days to remain eligible for a Workers’ Comp claim. Missing this deadline can jeopardize your case, so report your injury as soon as you can.
What Ladder Fall Injuries Are Covered?
Falls from ladders can cause all kinds of injuries from the impact of the fall:
- Broken bones
- Facial injuries
- Head trauma
- Traumatic brain injuries
- Sprains, strains, and other soft tissue injuries
- Internal damage.
If you catch on something on the way down, like a rung of the ladder, it can also cause broken bones, dislocations, tears, and more. Any of these injuries should be covered.
What Causes of Ladder Falls Are Covered?
Ladder accidents can happen for all sorts of reasons, but Workers’ Comp covers them all, such as
- Simply falling because you lost your balance
- Setting up on an uneven surface
- Climbing without a partner to hold the ladder
- A partner not holding the ladder securely
- Using the wrong type or length of ladder
- Improperly seating the ladder
- Ladder defects.
Are Construction Contractors Covered?
Despite the fact that many construction workers go by the title of “contractor,” they are still considered “employees” under Florida’s Workers’ Comp system, not “independent contractors.” The definition in the statute explicitly includes construction workers.
What Benefits Can You Get for Your Fall?
When you file a Workers’ Comp claim, you typically get two major areas of benefits:
- Medical benefits to cover all of the costs of treating your injury, plus things like prosthetics and home modifications (if needed).
- Wage-loss benefits based on your average pre-injury wages.
There is no pain and suffering paid in Workers’ Comp.
When Can You File a Lawsuit for a Ladder Fall on a Construction Site in Miami?
Workers’ Comp does not require you to prove fault, and you can sue even if yourself, your boss (whom you cannot usually sue for a work-related injury), or a coworker caused the accident. However, if a third party caused the accident, then you may be able to sue them.
Ladder Defects
If the manufacturer was responsible for some type of product defect that caused the ladder to be unsafe, you may have a case against the manufacturer. This could include anything from a flaw in the materials making the ladder too weak, substituted inferior materials, or missing screws/bolts/weld points.
Knocked Over Ladders
If someone negligently knocks over a ladder, you could be entitled to sue them. This could include something like a passerby hitting your ladder while flinging open a door or a driver crashing into you while you work on a roadside or sidewalk.
Borrowed Ladders
Sometimes contractors and construction workers borrow a ladder from another contractor or from a property owner. If you do this, and there is a problem with the ladder that made it unsafe, the ladder’s owner might be on the hook for damages.
You would generally need to prove that they knew or should have known that the ladder was unsafe when they let you use it.
How to File a Claim Related to a Ladder Fall
If you were injured at work, then you start your claim by filing notice of your injury with your employer within 30 days. From there, they talk to their insurance carrier and decide whether to grant your benefits or not.
If there is trouble getting the claim accepted, our attorneys for ladder fall injuries can negotiate with the employer/insurance carrier and try to convince them to settle the case. If they refuse, we can file a Petition for Benefits as part of a formal claim, which will force them to address the claim before a judge.
Filing a Claim Following a Scaffolding Fall in Miami
When you get hurt at work, you can file a Workers’ Compensation claim if you are an employee. This covers most workers in the construction field, even if you are a “contractor” rather than an “employee” for payment purposes.
To start your case
- Get immediate medical care.
- Report your injury to your employer within 30 days.
- Contact a lawyer for help negotiating claims and resolving disputes.
- If your claim is denied, file a Petition for Benefits within 2 years of the injury.
What Kinds of Scaffolding Injuries Are Covered Under WC in Miami?
Workers’ Compensation covers all “employees.” This term is sometimes controversial or confusing, but Florida law includes most construction workers as covered employees to avoid any questions of status or misclassification.
The general definition of “employee” essentially covers anyone doing work for money. There are sometimes questions about whether “independent contractors” are covered, but the law specifically includes construction contractors and subcontractors as “employees” for coverage.
All kinds of work-related scaffolding accidents should be covered. This can include:
- Problems with unsafe or unstable setups
- Scaffolding collapses
- Damage to or crashes into the scaffolding
- Falls from scaffolding
- Dropped tools or materials
- Defective scaffolding parts or safety lines
- Improper supervision that allows injuries to occur.
Who Caused the Accident
The main issue for Workers’ Compensation coverage is that the accident happened because of your job. Beyond that, you are still eligible for coverage regardless of what specific person or company caused the accident, even if you caused it yourself.
No Coverage for Intentional Injuries or Drug/Alcohol Use
However, injuries you cause intentionally and accidents from drug or alcohol use are not covered.
Filing a Lawsuit for Scaffolding Falls in Miami
Workers’ Compensation is typically considered the “sole remedy” for work injuries, but this rule only means that you cannot sue your employer for injuries. They are required to pay for Workers’ Comp benefits without proof of fault, but you can still potentially bring a lawsuit against other parties.
Examples
This is especially helpful when scaffolding accidents or collapses are caused by scaffolding defects the manufacturer is responsible for, when outside companies set up dangerous scaffolding, or when property owners fail to disclose dangers that make the scaffolding unsafe.
Proof of Fault
In these lawsuits, you have to prove that an outside third party was at fault before the court can issue compensation.
Damages
Damages in a personal injury lawsuit can include costs and harms that Workers’ Comp does not pay for. Most Workers’ Comp claims cover
- Medical bills
- Lost earnings at a rate of 2/3 of your pre-injury wage. If you can work to some extent, then the rate is 80% of the difference between 80% of your pre-injury wage and your entire post- injury wage.
Either way, that means there are damages you cannot recover through Workers’ Comp that you can recover in a lawsuit:
- The rest of your lost wages
- Economic damages (e.g., property damage)
- Pain and suffering.
Do You Need an OSHA Violation to Have a Scaffolding Fall Case?
OSHA (the Occupational Safety and Health Administration) creates laws that govern safe scaffolding setups, equipment, training, and usage all over the country. These rules are there to keep people safe, and violations of these rules often justify lawsuits.
Workers’ Compensation does not require a violation; it covers work-related injuries regardless of fault. When filing a lawsuit for injuries, an OSHA violation will help you prove fault, but regular negligence or carelessness without a specific OSHA violation should also qualify.
That being said, most mistakes and issues with scaffolding will also qualify as an OSHA violation.
What is a Scaffolding Fall Injury Worth in Miami?
Most scaffolding injuries will qualify you for Worker’s Comp. This pays for all medical care to treat the injury and 2/3 of lost wages, capped at the statewide average wage.
These damages can be substantial, but they are still missing important areas of damages:
- Property damage
- Other economic expenses
- Pain and suffering.
If you can file a lawsuit and prove that an outside party (e.g., the manufacturer of defective scaffolding) caused the injury, then you may be entitled to these additional damages.
Every case is different, and we cannot estimate the value of your case without looking into the specifics.
What Do You Need to Prove to Win Your Scaffolding Fall Case?
To get your claim granted, there are three major requirements:
- You are an employee. This covers most construction workers due to extremely strict rules in Florida about covering construction workers, even when they are contractors/1099 workers.
- Your injury arose out of your work. This means it happened “in the course and scope of employment” and that your work “is the major contributing cause of” your injury.
- Your injury disabled you for at least 7 days. They do not have to be consecutive.
What Evidence Do You Need?
Most cases will require medical records and doctors’ reports. These are the main sources of evidence about your injury, how severe it is, how it happened, how it disables you, how long it will take to get to Maximum Medical Improvement, etc.
Your testimony, security camera footage, and other evidence about what happened will also be helpful.
Paralysis Accidents on a Construction Site in Miami
If you’ve suffered a paralysis accident on a Florida construction site, you already know how quickly life can change. These injuries are rarely minor—they often require surgeries, long recoveries, or result in permanent disability.
Under Florida workers’ compensation law, you may be entitled to:
- Full coverage of medically necessary treatment
- Wage loss benefits (TTD, TPD, or PTD)
- Prosthetics, mobility aids, or home modifications if necessary
- Coordination with SSDI and Medicare for catastrophic injuries
Insurance companies often fight these claims—especially when the injury could mean hundreds of thousands in lifetime benefits. They may delay care, send you to biased doctors, or pressure you into a low settlement.
If You Fell Off a Roof, Ladder or Scaffolding in Miami, Our Lawyers Can Help
For a free case review with our construction injury lawyers at Graves Injury Law Firm, call (305) 614-2767 today.
